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When you’re looking for the right reading light, you need to keep in mind both how and where it will be used. First, what size and type of book will your light be used to light? If it needs only to provide light for standard size so called mass market paperback books, a smaller, single LED or incandescent design will likely be right. If it must evenly light a coffee table book, then you’ll need a light designed for considerably greater light output evenly distributed over a considerably larger area. Another consideration is whether you prefer the warmer, slightly golden glow of an incandescent light source or the whiter, cooler output of modern LEDs.

Another significant consideration is the cost of maintenance. While both LED and incandescent designs use approximately the same amount of power, discharging batteries with about equal speed, incandescent light sources have a life expectancy of approximately 15-25 hours of use. LEDs, while they are only slightly higher in price than incandescent designs, usually provide lifetimes between 5,000-50,000 hours of use. Obviously, LEDs will cost much less to operate over the long run if the light will be used regularly.

Most modern reading light designs offer the flexibility of being powered by batteries or A/C operation. Obviously, battery power is handy when the light is to be used where an A/C outlet isn’t close, but it can get expensive to replace batteries, as most fully charged alkaline batteries will last only for approximately 20-30 hours of use. A good alternative to consider would be a good recharger and rechargeable batteries.

Finally, a reading light usually comes with a clip which allows the light to be securely attached to your book, book holder or book stand. The clip can also be used to attach your reading light to a podium, music stand or piano music rack, which greatly increases the possible uses for your reading light. Some designs offer an optional base or cradle that allows your reading light to be secured to any ferrous surface, such as a refrigerator or other appliance, a car fender, hood or trunk lid, etc. The possible applications are truly unlimited.

Summary
An interesting new product has been developed by Animal Friends Insurance. The life insurance policy offers lower premiums to vegetarians, based on evidence that they are at a lesser risk than their carnivorous counterparts of developing certain illnesses. It remains to be seen whether other insurance firms will follow the lead set by Animal Friends Insurance .

A not-for-profit insurance business has launched an insurance policy which offers vegetarians and egg eaters a reduced premium life insurance.

The offer, thought to be the 1st of its kind, is being brought to the market by Animal Friends Insurance (AFI). The company is offering veggies a 6% reduction in priceon mortgage cover premiums
The firm said that veggies ought to pay a lesser cost for the product, which pays out if the customer dies, because they were more unlikely to suffer from a list of critical illnesses, including some cancers.

Elaine Fair, the managing director of AFI, claims that the danger of veggies being diagnosed with certain cancers is lowered by up to 42% and the risk of them suffering from heart disease is lowered by up to 32%, but despite this they have, until now, had to pay the same insurance costs as plan holders who eat meat.
She says that AFI believe that this is not fair and says the life organisations should recognise the idea that being a veggie can make have a significant effect on life expectancy and reduce its charges accordingly.

A standard price arrangement is also on the market for meat eaters. Both policies are brought to the market by LV=, which used to be known as Liverpool Victoria.

In common with standard life plans, a range of things contribute to the cost of the monthly premium including whether the applicant smokes, their age, weight and sex.

Currently at the moment, AFI is making the 6% discount itself from the payment it earns from from LV=. In the future, however, the company’s objective was to offer lower costs on specialist insurance cover. In the company is hoping to sign up enough veggies to make it viable for LV= to underwrite another plan that takes the vegetarian’s diet into account.

Indeed there are huge savings to be made, a thirty eight year oldnon-smoker purchasing £300,000 worth of life insurance might potentially save £393.60 over a 20-year term.

Where cheap life cover is concerned, AFI thinks that life insurance companies should start to treat those that like meat and non-meat eaters in a way that is similar to the way they assess non-smokers and smokers. Hopefully others in the insurance industry will take the same initiative.

It is thought that some executivesin the insurance industry do not believe there is verifyable proof that vegetarians live longer, and how any insurance company would know that people who had stated that they were veggies did not sometimes enjoy the odd lamb chop.

It’s true that when it comes to smoking there are GP records - if you now don’t smoke it’s possible that your GP will be aware. But this isn’t the case when it comes to eating meat, an insurance executive observed.

But many veggetarians say that they are not worried about people falling off the vegetarian wagon and suggested that once a vegetarian has become a vegetarian, they do not go back to meat-eating, that is unlike smokers who tend to drift in and out of their habit.

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Composite Doors

If you are looking to replace your front door you should look at Composite Doors as these are a great alternative to timber doors. They give the same great looks as timber but do not need painting. The composite door has a life expectancy of 35 years without the need to paint it.

The doors are made to the highest standard. We fit the Kitemarked Yale locking system, tested to the very latest PAS023/24 security standards, on every door we make. The lock is:

• Anti-Bump
• Anti-Pick
• Anti-Drill
• Anti-Snap
• Anti-Extraction

You can relax knowing your home is protected from burglars targeting the average lock, and that the quality of your lock is trusted by many insurance companies.

Police Approved

If anyone knows about security, it’s the Police. Our Secured by Design upgrade meets their national standard for safer homes. It’s not only Police-approved - it’s recognised by many insurance companies. So as well as enjoying an added sense of safety, you could get a discount on your home insurance cover, too.

Home & dry

Showers…storms…drizzle…We hate to break it to you, but the average rainfall in the UK is between 700mm a year in East Anglia and 3,000mm a year in the Scottish Highlands*.

That’s a lot of potential for leaks, puddles or even worse.

But we’ve designed our doors to withstand even the heaviest downpour.

The doors are tested by the BSI by spraying two litres of water every minute directly at the door in their test chamber. That’s a serious amount of rain.

So even when it’s cats and dogs out there, your door will keep you snug and dry.